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What are the hidden costs of a DUI?

If you get a DUI in Georgia, you are immediately hit with penalties. You will probably be arrested and spend at least the night in jail. You may lose your license, too. Once you go to court, you may have to spend more time in jail and you will probably be fined, along with having to pay court costs. Later, you may need to pay fees to get your license back. However, despite all these costs, there is another cost many people fail to think about. According to NerdWallet, the main hidden cost of a DUI is the jump in your insurance rates.

A DUI charge can double your insurance costs. This rise in price will haunt you for years, too. As long as the DUI stays on your driving record, it will influence your rates. Insurance can be costly even without adverse information on your driving record, but a DUI is taken very seriously because of its potential for costly damage and liabilities.

You will usually have to get a special type of coverage. This is called an SR-22. This includes filing the required SR-22 form with the Department of Motor Vehicles. This form helps the government know you have the proper insurance coverage. If you drop coverage or fail to pay, the insurance company will alert the DMV, and you will face consequences. Typically, carrying an SR-22 is required for a certain amount of time after your conviction in order to retain your driver's license. This information is only intended to educate and should not be interpreted as legal advice.

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